
	Finding the right home at the right price is just one part of a real estate transaction. The Realty Firm Inc is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at 850-650-2255 if your needs include a real estate pro experienced in the business side of real estate.

Anticipated closing costs

There are certain basic costs related to closing the sale of a house. These expenses are usually split between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through the deal.

Loan-related closing costs (Learn more)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually collected (Learn more)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Learn more)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your deal, not only will I work to get the optimal sales price, but I'll also push for reduced closing costs. And once we've come to an agreement, I'll fully clarify the closing costs so you are informed of exactly what you're paying for.

Buyers: If you're buying a home in Okaloosa County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an acceptable range so you're not shocked when you arrive at the closing appointment. I'll be happy to look through the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

The Realty Firm Inc 127 Harbor Blvd. Suite 3B Destin, FL 32541

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